MSME Loans — Government Schemes + Bank Funding, Done Right
CGTMSE, MUDRA, Stand-Up India — we know every scheme. You get maximum benefit.
MSME Loan Types — Choose What Fits
From MUDRA micro-loans to ₹10Cr term loans — we cover every government scheme and bank product.
Max Amount
₹10 Lakh – ₹10 Crore
Key Benefit
Long-tenor repayment (up to 7 years) with moratorium on principal — ideal for machinery & expansion capex.
Eligibility
MSME registered entity with 2+ years vintage, positive profitability, and valid Udyam certificate.
Required Documents
- Udyam Registration Certificate
- Last 3 years ITR + financials
- GST returns (12 months)
- KYC of promoters
- Project report / quotation for machinery
No Collateral Needed — Loans up to ₹2 Crore
CGTMSE (Credit Guarantee Fund Trust for Micro & Small Enterprises) is a government-backed guarantee that removes the collateral barrier for MSMEs.
We Assess Your Profile
Our team evaluates your business, revenue, and loan needs to determine CGTMSE eligibility.
Bank Application + CGTMSE Filing
We prepare your loan application and simultaneously file for the CGTMSE guarantee cover.
Sanction & Disbursement
Bank sanctions the loan backed by govt guarantee. No property, no collateral. Money in your account.
Participating Banks
Our team handles the entire CGTMSE application process — you just sign.
Which MSME Scheme Are You Eligible For?
Answer a few questions — get instant scheme recommendations.
Even If CA Hasn't Filed Returns — GST Turnover Can Get You a Loan
Many MSMEs miss out on loans because ITR filings are delayed. With GST-based lending, your bank statement + GST data is enough for many lenders to approve working capital.
What You Need
Documentation — Made Easy
We help you prepare every single document. You focus on business.
🤝 Don't have all documents? No problem — our CA & legal team helps you prepare everything.
Subsidy & Interest Subvention Schemes
Active government schemes that can save you lakhs in interest.
CGTMSE Fee Subsidy
Government covers the guarantee fee for loans up to ₹1 Cr — saving 1-2% of loan amount.
Interest Subvention
Up to 2% interest subsidy for MSME loans through select schemes. Applicable on timely repayment.
State-Specific Schemes
Maharashtra, Gujarat, Karnataka — each state has additional MSME incentives. We track all of them.
📋 Our team tracks all active government schemes — you never miss a benefit.
Find the Right MSME Scheme — Free
Fill in your details. Our MSME specialist calls within 2 hours.