Construction Equipment Finance — Keep Your Projects Moving
Excavators, cranes, batching plants, pavers — 100% funding available with our lender network.
What Equipment Are You Financing?
Earth Moving
Excavators, dozers, graders
Lifting Equipment
Cranes — mobile, tower, crawler
Road Construction
Pavers, compactors, milling machines
Concrete Equipment
Batching plants, transit mixers, pumps
Material Handling
Forklifts, reach stackers
Tunneling Equipment
Boring machines, shield TBMs
Equipment Finance EMI Calculator
Lender Comparison
We work with all major equipment finance lenders.
| Lender | Rate | Max LTV | Refurbished? | Tenure | Seasonal? |
|---|---|---|---|---|---|
| HDFC Bank | 9%–11.5% | 85% | Limited | 5 yrs | Yes |
| Kotak Mahindra | 9.5%–12% | 90% | Yes | 5 yrs | Yes |
| Tata Capital | 10%–13% | 90% | Yes | 5 yrs | Yes |
| L&T Finance | 9.5%–12% | 90% | Yes | 6 yrs | Yes |
| Sundaram Finance | 10%–12.5% | 85% | Limited | 5 yrs | No |
| ICICI Bank | 9%–11% | 85% | No | 5 yrs | Yes |
OEM Dealer Finance vs Bank Finance
Our team negotiates with both — you choose the best deal.
| Parameter | OEM / Dealer Finance | Bank Finance | Winner |
|---|---|---|---|
| Interest Rate | 11%–15% | 9%–12% | Bank ✓ |
| Processing Speed | 3–5 days | 10–15 days | OEM ✓ |
| LTV | Up to 100% | Up to 90% | OEM ✓ |
| Tenure Flexibility | Up to 3 years | Up to 6 years | Bank ✓ |
| Seasonal Repayment | Rarely | Available | Bank ✓ |
| Refurbished Equipment | OEM certified only | With valuation | Bank ✓ |
Repayment Aligned to Your Cash Flow
Higher EMI in peak construction months, lower during monsoon — structured by our ex-banker team.
Used & Refurbished Equipment Finance
Many banks hesitate — our lender network covers it.
Empanelled Valuers
Valuation by bank-approved equipment valuers. Transparent process, no surprises.
Age Limit: Up to 10 Years
Equipment-dependent — earth moving up to 8 yrs, cranes up to 10 yrs, concrete up to 7 yrs.
Import of Used Equipment
We handle Letter of Credit + finance for imported used equipment. End-to-end.
LTV up to 80%
Used equipment LTV ranges 60%–80% based on condition, brand, and remaining life.
RC & Hypothecation — We Handle It
Loan Sanctioned
Finance approved, equipment delivered to your site.
RC Hypothecated
RC issued with bank hypothecation noted by RTO.
Loan Closed → Free RC
Bank NOC issued, hypothecation removed from RC.
Get Equipment Finance Quote — Free
Share your equipment details. Our finance expert will call with the best options.