CA Certified Reports

    Loan Reports & Financial Analysis — Bank-Grade Accuracy, CA Certified

    CMA data, project reports, DSCR models, working capital assessments — prepared by our CA & ex-banker team.

    Used by 200+ businesses for bank submissions

    98%

    Acceptance Rate

    1,200+

    Reports Prepared

    7 Days

    Avg. Delivery

    ₹100Cr+

    Loans Enabled

    6 Report Types

    Reports We Prepare

    Each report is tailored to the specific bank's credit appraisal format.

    5–7 working days

    CMA Data

    Credit Monitoring Arrangement

    What:

    Past 3 years actuals + 3 years projections — fund flow, ratio analysis, operating statements as per RBI format.

    Who needs it:

    Any business applying for loan > ₹25 Lakh

    Our CA team
    ₹15,000 – ₹35,000
    10–15 working days

    Detailed Project Report

    DPR

    What:

    Complete project feasibility — cost estimates, revenue projections, market analysis, technical specs, legal clearances.

    Who needs it:

    Project finance, greenfield units, government tenders

    CA + Banker + Domain expert
    ₹50,000 – ₹2,00,000
    3–5 working days

    DSCR / Cash Flow Model

    Debt Service Coverage Ratio

    What:

    DSCR modeling, sensitivity analysis, stress testing scenarios, break-even analysis — investor and bank ready.

    Who needs it:

    Term loans, project finance

    Ex-banker + CA team
    ₹10,000 – ₹25,000
    2–3 working days

    Working Capital Assessment

    WC Gap Analysis

    What:

    Operating cycle analysis, working capital gap calculation, drawing power statement, projected balance sheet.

    Who needs it:

    CC/OD limit applications & renewals

    CA team
    ₹8,000 – ₹20,000
    7–10 working days

    Business Valuation Report

    DCF / Asset / Market Approach

    What:

    Asset approach, income approach, and market approach valuation with detailed assumptions and methodology.

    Who needs it:

    Merger, acquisition, ESOP valuation needs

    SEBI registered valuator / CA team
    ₹25,000 – ₹75,000
    Same day assessment

    Credit Health Report

    CIBIL + Score Improvement

    What:

    CIBIL analysis (promoter + company), derogatory flag identification, dispute resolution, score improvement roadmap.

    Who needs it:

    Anyone facing loan rejection or low CIBIL

    Ex-banker (knows what lenders see)
    ₹5,000 – ₹15,000

    Why Bank-Prepared Reports Matter

    "Our DPRs are written the way bank credit teams want to read them — because our team sat on that side of the table."

    Banks reject reports, not just businesses

    Poorly structured CMA data is the #1 reason for delays. Our reports clear credit committees on first submission.

    Ex-banker team = insider knowledge

    Our ex-Axis Bank team knows exact credit appraisal checklists. We write reports the way bank credit teams want to read them.

    CA-certified = faster sanction

    Every number is verified and signed by a practicing Chartered Accountant. Banks trust CA-certified reports.

    Sample Report Preview

    See the structure and quality of our CMA data reports.

    CMA Data Report

    XYZ Enterprises Pvt Ltd

    Prepared for: State Bank of India

    Date: March 2026

    Net Sales

    45.1Cr

    Operating Profit

    51.6Cr

    PAT

    56.1Cr

    Net Worth

    41.6Cr

    Current Ratio: 1.42
    DSCR: 1.85
    TOL/TNW: 2.1

    SAMPLE

    Report Pricing

    Transparent pricing. No hidden charges. Final quote after understanding scope.

    Report TypeTimelinePrice Range
    CMA Data5–7 working days₹15,000 – ₹35,000
    Detailed Project Report10–15 working days₹50,000 – ₹2,00,000
    DSCR / Cash Flow Model3–5 working days₹10,000 – ₹25,000
    Working Capital Assessment2–3 working days₹8,000 – ₹20,000
    Business Valuation Report7–10 working days₹25,000 – ₹75,000
    Credit Health ReportSame day assessment₹5,000 – ₹15,000

    Our Process

    STEP 01

    Consultation

    Understand your loan purpose, bank requirements, and documentation readiness.

    STEP 02

    Data Collection

    We collect financials, GST data, bank statements, and industry inputs from your end.

    STEP 03

    Report Preparation

    Our CA + banker team prepares the report in bank-accepted format with certified accuracy.

    STEP 04

    Bank Submission Support

    We coordinate with your bank for any queries, revisions, or credit committee requirements.

    Request Report — Get Quote in 24 Hours

    Tell us what you need. Our CA team will scope the work and send a detailed quote.

    Your information is secure. Our CA team will respond within 24 hours.