The Team That Scaled UnlistedZone from ₹0 to ₹1,000 Cr GTV
We are a team of ex-bankers, Chartered Accountants, and seasoned entrepreneurs with 15+ years of experience at Axis Bank, HDFC, and Kotak. We don't just process loans — we engineer approvals.
CreditPicker was born from a simple frustration: good people were getting rejected for loans they deserved. Banks have complex internal processes, and most brokers simply don't understand them. We do — because we built those processes.
Our founding team spent over 15 years inside Axis Bank's lending division, handling everything from home loans to large-scale project finance. We saw firsthand how applications got stuck, why files got rejected, and what made underwriters say yes.
Simultaneously, we co-founded UnlistedZone, scaling it from zero to ₹1,000 Crore GTV in just 7 years — proving we don't just understand finance, we build financial businesses that deliver at scale.
Today, with a team of Chartered Accountants and ex-banking professionals, we bring bank-grade expertise to every single client. Whether it's a first-time home buyer or a ₹50 Crore project loan — we treat every file like our reputation depends on it. Because it does.
Meet the Professionals
Ex-bankers. Chartered Accountants. Entrepreneurs. A fully professional team that speaks the language of banks.
Umesh Paliwal
Co-Founder, UnlistedZone
Visionary entrepreneur who co-built UnlistedZone from ground zero to ₹1,000 Cr GTV. Drives strategy, partnerships, and growth across all verticals.
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Dinesh Gupta
Co-Founder, UnlistedZone
Co-architect of UnlistedZone's meteoric rise. Leads operations, client relationships, and institutional partnerships with deep market insight.
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Ankur Gupta
Ex-Banker, Lending Expert
15+ years at Axis Bank's lending division. Brings insider knowledge of credit underwriting, loan structuring, and bank-level documentation.
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Anita Paliwal
Chartered Accountant
CA with expertise in CMA data preparation, financial projections, ITR structuring, and ensuring bank-grade compliance for every file.
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Praveen Rikhari
Chartered Accountant
Specializes in complex financial analysis, DPR preparation, TEV studies, and turning challenging financial profiles into bankable proposals.
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Nitin Babbar
Ex-Banker, Lending Expert
Ex-banker with 20+ years of rich experience in lending and financial services. Strong expertise in credit evaluation, business lending, and building long-term client relationships across diverse sectors.
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Santosh Singh
Digital Marketing Expert
Drives CreditPicker's digital presence and lead generation strategy with expertise in performance marketing, SEO, and brand building.
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Direct relationships with 20+ banks to get you the best rates and fastest approvals.